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High Value Inherent Defects Insurance

High Value Inherent Defects Insurance

For developments exceeding £25 million in reinstatement value
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Not every development fits within the box. At Protek, we specialise in High Value Inherent Defects Insurance for large-scale, high-value projects that demand more than a one-size-fits-all policy.

From complex urban regeneration schemes to luxury multi-unit developments exceeding £100 million in value, our specialist cover is tailored to support your unique project needs, without compromise.

Protek enables High Value Developments

Choosing Protek for your structural warranty needs means more than just insurance — it’s a complete support system tailored for complex, high-value builds.

While most standard structural warranty products are capped at around £25 million in financial limits, this often falls short on large-scale developments. That’s where Protek steps in. Our High Value Inherent Defects Insurance can cover projects in excess of £100 million, providing full reinstatement cover where it’s needed and offering a truly bespoke solution for major development schemes.

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Download our brochure to see how we support high-value developments with tailored structural warranty cover.

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Protek is recognised by a wide range of leading mortgage lenders, helping to streamline property sales.

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Learn More About High Value Inherent Defects Insurance

Generally, any project with a reinstatement value exceeding £25 million is considered high value. Protek’s High Value Inherent Defects Insurance is designed to cover developments from £25M up to and beyond £100M, with flexible options for complex and large-scale builds.

Yes. Protek’s flexible underwriting approach means we can tailor cover for mixed-use schemes, regeneration projects, and phased developments, ensuring each element is adequately protected.

Yes. We can structure cover to include the construction phase, subject to underwriting, so you’re protected from day one through to completion and beyond.

Absolutely. All of our High Value Inherent Defects policies are backed by insurers with strong financial ratings, giving peace of mind to developers, lenders, and end users alike.

Standard terms are 10 or 12 years from the date of completion, with full risk transfer from day one.

Just contact our high value team directly on 0333 456 5040 or request a quote online. We’ll review the development details and provide a tailored solution that fits your requirements.

Can’t find the answer to your question? Visit our Frequently Asked Questions page.

Ready to Secure Your Project with a Protek Warranty?

Our flexible, lender-approved structural warranties help keep your build moving — backed by expert support from day one.