PROTEK IS BACKED BY A-RATED INSURERS
PROTEK IS BACKED BY A-RATED INSURERS
Protek’s Construction Project All Risks Insurance is designed to give developers, builders, and investors complete peace of mind throughout the build phase. Unlike annually renewable contractor policies, this is a fixed-term cover tailored to your development’s timeline — whether it’s a short refurbishment or a multi-year new build.
It’s a comprehensive solution that helps you meet contractual obligations, protect against unforeseen damage, and safeguard your investment, materials, and liabilities — all under one policy.
Key Inclusions At A Glance
This type of cover is ideal for:
Managing one-off or short-term projects who don’t need ongoing contractor policies.
Working under JCT contracts that require project-based cover.
Where flexible terms are required.
Requiring tailored cover for each phase.
It’s especially useful when you want complete protection — from materials and liability through to plant, equipment and unexpected delays.
It’s a fixed-term insurance policy designed for individual construction projects. Unlike annually renewable contractor policies, this cover aligns with your specific development timeline — whether it’s a short refurbishment or a multi-year new build.
This cover is ideal for developers, builders, and investors managing one-off projects. It’s especially suited to projects operating under JCT contracts, developments involving owned or hired plant and machinery, or sites undergoing phased construction.
Key inclusions are:
Damage to permanent and temporary works and materials (on-site and in transit)
Off-site storage
Public and Employers Liability
Professional fees
Optional cover for owned or hired plant and machinery
Liability under the Defective Premises Act 1972
Waived rights of recourse against subcontractors (per JCT conditions)
A structural warranty protects the finished property from structural defects for a set period after completion — typically 10 or 12 years.
Construction All Risks insurance, on the other hand, provides cover during the build phase to protect your investment, materials, liability, and equipment from unexpected damage or delays.
The cover is flexible. If your project is delayed, you can extend the policy by purchasing additional periods of cover as needed.
Can’t find the answer to your question? Visit our Frequently Asked Questions page.
Our flexible, lender-approved structural warranties help keep your build moving — backed by expert support from day one.