PROTEK IS BACKED BY A-RATED INSURERS
PROTEK IS BACKED BY A-RATED INSURERS
Protek’s Affordable Housing Warranty provides reliable structural protection for homes built or converted for social or affordable housing purposes. Designed for housing associations, residential social landlords, developers, and builders, this warranty supports everything from standalone builds to large-scale regeneration or mixed-use projects.
The warranty offers a 10 or 12-year term and includes key features tailored for affordable housing developments — from loss of deposit cover during the build phase to structural protection post-completion. Crucially, it provides peace of mind even if the original builder or contractor is no longer trading.
To be eligible, developers and builders must first register and be accepted onto the Protek Warranty register.
Why Choose Protek for Affordable & Social Housing Warranties
Why Choose Us
Once approved, your projects can benefit from:
Ensuring standards are met at every key stage.
Allowing the warranty to transfer to future owners.
Ensuring accountability for early defects.
As the policy responds directly.
including mixed-use and regeneration schemes.
Unlike warranties aimed at private homeowners or high-end developments, the Protek Social Housing Warranty is purpose-built for the affordable housing sector. It supports housing associations, registered providers, and developers involved in public and mixed-tenure projects.
Whether it’s a regeneration scheme or a standalone build, the policy provides long-term protection that meets regulatory expectations and delivers confidence for tenants, funders, and stakeholders.
From the moment work begins, your project is supported. During the build, deposit protection is in place if work can’t commence due to incapacity, insolvency, or fraud. After completion, cover continues for up to 12 years — with full risk transfer from year 3 onwards.
Additional protection includes:
Contaminated land remediation
Cover for non-compliance with building regulations (structure, drainage, fire safety, glazing and more)
Extra support for professional fees, alternative accommodation and debris removal if a claim is made
Get quick answers to common questions about our affordable housing warranty, including how they work, what they cover, and why they matter on your project.
The warranty is available to housing associations, social landlords, developers and builders who are registered with Protek Warranty.
The policy provides either 10 or 12 years of structural cover from the date of completion, with full risk transfer to the insurer from year 3 onwards.
The builder is responsible for addressing any defects during the initial 2-year defect liability period.
Yes — if the builder cannot commence work due to illness, death, insolvency or fraud, the policy will refund the buyer’s deposit or complete the build.
Yes — cover extends to non-compliance with key building regulations, including structure, fire safety, drainage, hygiene, and more.
Yes — the policy includes cover for remediation costs associated with contaminated land, as required under statutory notice.
The warranty also includes cover for alternative accommodation, removal of debris, professional fees, and other associated costs.
Can’t find the answer to your question? Visit our Frequently Asked Questions page.
Our flexible, lender-approved structural warranties help keep your build moving — backed by expert support from day one.